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What are Mastercard's new data quality controls for Card Payouts?

Mastercard's new data quality controls for Card Payouts are designed to enforce data quality requirements at a network level. Mastercard will gradually roll out these controls from July 15, 2026 onwards.

Ensure that your API requests follow Mastercard's validation rules to avoid potential declines once these changes take effect:

Sender city

For the sender.address.city:

  • The sender city must not be blank
  • The sender city must not contain all spaces, zeros, or unsupported special characters (underscores, hyphens, commas, etc.)
  • The sender state (sender.address.state) must match the sender country (sender.address.country)

Sender country

For the sender.address.country:

  • The sender country must not be blank

Transaction purpose

If you send a purpose of payment in instruction.purpose, this must be a valid value.

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