The Visa Acquirer Monitoring Program (VAMP) comes into effect from June 1, 2025.
For the first three months of the program, Visa provides a grace period before assessing fines. Visa also provides a three-month grace period for first-time identifications within a rolling 12-month period.
Fraud and dispute thresholds under the VAMP will decrease from April 1, 2026.
Note: Visa made a significant update to how they will calculate the program ratios, with corresponding increases to the thresholds at which these ratios will result in scheme fees.
For more information, see Update to the Visa Acquirer Monitoring Program (VAMP).