High-risk scenarios for Account Funding Transactions (AFTs) are those where Visa does not allow AFT processing, or requires merchants to process AFTs by an earlier date than the normal compliance dates.
Scenarios where Visa does not permit AFTs
- Inbound money movements into the United States
- Outbound money movements from cards issued in India
Scenarios where Visa has mandated AFT processing
You must always send transactions as AFT if you are:
- Processing money movement transactions for cards issued in Ukraine
- Processing cross-border money movement transactions for cards issued by the following issuers:
- Credit Lyonnais
- Credit Agricole Societe Anonyme
- Duetscher Sparkassen und Giroverband
- Landersbank Berline AG
- Norddeutsche Landesbank
- Landesbank Baden-Wurttemberg
- Deutsche Kreditbank AG
- ING Bank Belgium
- ING Bank
- Nordea Bank Danmark
- Zegrebacka Banka DD
- Visalux S.C.
- Nexi Payments S.P.A