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How do Checkout.com's Risk SDKs enhance fraud detection?

Integrating with Checkout.com's Risk SDKs is crucial for maximizing the efficiency of the Fraud Detection solution, especially for customer-initiated payment flows.  The SDKs capture advanced fraud signals that are leveraged in our machine learning (ML) model, significantly improving risk scores and reducing false declines. Key enhancements include: Device data The SDKs capture device identification, precise geolocation, spoofing attempts, and fingerprinting data.  This includes details like device fingerprint, IP address, IP country/city, model, OS, browser, timezone, and whether the browser is in incognito mode. ML model improvements Payments enriched with this device data are scored against an ML model that performs twice as well as models without device data.  This data can be used in your risk strategy via an ML risk profile or the :score: threshold rule property

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