Fraud Detection is the standard, free risk engine available to all Checkout.com merchants.
Fraud Detection Pro is a paid version of the solution that provides more advanced functionality and control.
| ****Feature**** | ****Fraud Detection**** | ****Fraud Detection Pro**** |
| Cost | Free | Paid |
| Primary users | Small to medium enterprises (SMEs) and merchants without a significant fraud problem. | Enterprise merchants with internal fraud teams. |
| Strategy control | Comes with a pre-configured risk strategy. You can make limited changes to rules. | Provides full control to create and modify the risk strategies. You can create rules, lists, and risk profiles. |
| Rule customization | Some rule changes, like velocities and blocked countries, are locked and you must request support to modify them. | Unlocks greater customization and you can create free-form custom rules. |
| Strategy builder | Cannot perform segmentation in the risk strategy. | Features a decision-tree strategy builder for segmentation. |
| Advanced features | Does not include features like risk profiles or backtesting. | Includes exclusive features such as risk profiles, backtesting, and advanced velocity rules. |