Checkout.com has a global risk policy that helps protect us against high levels of fraud. It covers:
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BIN attacks – Rules to detect and stop enumeration attacks used by fraudsters to guess card numbers
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Compliance – Regulatory obligations, such as currency or country exclusions, or amounts
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Element velocity – Rules based on observed payment attempt patterns, such as multiple card numbers per email
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Excessive retries – Scheme-mandated rules to reduce payment retries, subject to fines
We may also globally block specific emails, cards, and bank identification numbers (BINS).
All payments are assessed against our risk rules, in addition to your Fraud Detection risk rules, if enabled.