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What is the difference between acceptance rate and capture rate?

The acceptance rate reflects the percentage of payments that successfully make it through the following key stages of the payment flow:

  • For card payments, a payment is considered accepted if it's successfully authorized.
  • For alternative payment methods (APMs) that support automatic payment capture, a payment is considered accepted if it's successfully authorized.
  • For APMs that do not support automatic payment capture, a payment is considered accepted if it's successfully captured after authorization.
 

The capture rate is a business metric that shows the percentage of funds successfully captured after authorization.

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