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Required verification information for EEA businesses

Business information

If your business is registered in the European Economic Area (EEA), you must provide the following information:

  • Legal name

  • Trading name

  • Legal entity type

  • Registered address

  • Principal address

  • Certificate of Incorporation (CoI)

  • Financial information – for example, annual processing volume, highest transaction value, average sales price

  • Company ultimate beneficial owner's (UBO) personal information and proof of identification

  • Authorized signatory

Authorized signatory and ultimate beneficial owner

You must assign one representative as an authorized signatory. An authorized signatory is the key decision-maker for the business. The assigned authorized signatory may also be a UBO. Therefore, two possible role combinations are:

  • An authorized signatory who is a UBO, and up to three other UBOs, or

  • An authorized signatory who is not a UBO, and up to four UBOs

If you are a sole trader registered in the EEA, you must provide the following information:

  • Your first and last names

  • Trading name

  • Your place of birth

  • Your date of birth

  • Registered address

  • Proof of identification

Bank account information

You need to add a bank account to get paid, regardless of your business type.

For example, if you are adding a France/EUR bank account, you must provide the following information:

  • IBAN

  • Swift BIC

  • Bank account document

Acceptable document types for verification document uploads

Each uploaded document must meet certain standards to be accepted for verification:

****Document type**** ****Valid document types**** ****Document standards****
Proof of identity document - Passport - European national identity or citizenship card with photo (both sides) - European driving license with photo (both sides) - European residence permit with photo (both sides) - European electoral ID with photo (both sides) - Cannot be a photo of a photo – for example, a photo of a document on a computer screen - Must be clear and large enough to read – fuzzy documents are not accepted - Must be in color – no black-and-white scans - Must be complete – for example, all four corners must be visible - Must not be expired - Must not be forged
Company document - Certificate of Incorporation (CoI) - Memorandum of Association (MoA) or Articles of Association (AoA) - Ownership structure (if not found in MoA or AoA) - CoI must be less than three months old - MoA or AoA must be the latest certified versions - Ownership structure must be certified by a competent authority (for example, a notary, lawyer, solicitor, or qualified chartered accountant) and dated within three months of submission
Financial document - Income statement - Balance sheet - Statement of cash flow - Statement of retained earnings - Cannot be a photo of a photo – for example, a photo of a document on a computer screen - Must be clear and large enough to read – fuzzy documents are not accepted - Must be complete – no trimming - Must be latest available version
Bank account document - Bank statement - Cannot be a photo of a photo – for example, a photo of a document on a computer screen - Must be clear and large enough to read – fuzzy documents are not accepted - Must be complete – no trimming
Proof of address document (if needed) - Bank or credit card statement containing name and residential address - Local authority tax bill - Social security - Tax documents – for example, tax assessment, statement of account, notice of coding - Utility bill – for example, gas, electric, notice of coding, or benefits letters from government authorities - Local authority tax bill and any tax documents must be from the current tax year - Utility bill, bank statement, social security, and other benefits letters must be from the past three months
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